Your 401k: The Danger Within helps readers answer an important question: Is your employer operating your 401(k) plan in ways that are best suited to provide you with a secure retirement income?
Employers have many responsibilities to meet before employees enroll in a plan and many of these continue throughout the life of the plan. Participants generally see only the results of their employer’s decisions, and not the process.
The authors believe that employers have a practical and legal obligation to be as transparent as possible with plan participants. Opening up the entire process may seem disruptive, but it can generate more confidence in the plan and higher participation.
The book caught the attention of 401kTV, a leading resource for financial professionals responsible for creating and maintaining retirement benefit programs for their company employees. Read the review here.
Your 401k: The Danger Within goes beyond the plan and educates readers on financial planning and retirement issues.
Chapter 1: Plan Fees
Chapter 2: Understanding Investment Fees
Chapter 3: Fund Selection
Chapter 4: Allocation Funds, QDIAs, and Target Date Funds
Chapter 5: Brokerage Windows
Chapter 6: Company Stock Fund, Contributions, and Vesting
Chapter 7: Summary of Employer Fiduciary Responsibilities
Chapter 8: Person Financial Planing Viewpoint for 401(k) Decisions
Chapter 9: Personal Tax Aspects of Employer Sponsored Retirement Plans
Chapter 10: Personal Investment Management Aspects of Employer Sponsored Retirement Plans
Chapter 11: Nearing Personal Retirement
Chapter 12: Personal Retirement
Message to Employers
Should you wish to share Your 401k: The Danger Within with your employees, please email Cambridge for details on quantity discounts.
Cambridge Fiduciary Services, LLC
1-480-951-6486 Email Cambridge.
© 2017 Cambridge Fiduciary Services, LLC